Green House Online Lending

  • Home Loans
  • SMSF
  • Calculators
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Green House Online Lending

  • Home Loans
  • SMSF
  • Calculators
  • Partner Program
  • FAQs
  • Learn
  • Talk to Us
  • Login
  • Apply Online

Home loans.

Simply.

Quickly.

Low rates, a simple online process, and a common sense approach
to finding you the right solution. Greenhouse are the modern lender
with good old fashioned service.

Apply online
Request a call back

Rates from

6.38%*

• No application fees
• No credit risk fees
• No exit fees

*variable & comparison

  • Home Loan Rates
  • Tools & Calculators

Highly competitive

GreenHouse are committed to providing you with the best loan tailored to your specific needs. The in-house credit team will structure your loan with your best interests in mind, no matter your circumstances.

Loan Purpose

Find out if you're eligible for a Greenhouse home loan
Greenhouse home loans are a great choice (if we say so ourselves)

Property

You’re either buying or refinancing on existing property that measures over 50m/sq.

Location

You’re buying in a capital city or major regional centre.

Loan Type

You’re keeping it simple with features (e.g. no split or guarantor loans). For loans over $2m, we’re not able to do ‘cash out’ or equity releases.

Deposit

You have at least 10% deposit

Loan Amount

You want to borrow at least $50K, but not more than $3M

Residency

Australian Citizen or Permanent/Temporary Resident with corresponding VISA living and working in Australia

Employment

You’re currently employed (PAYG or self-employed), with an employment length of 6 months (PAYG) and a minimum of 1 year (self-employed)

Perfect match?

Talk to Us
Find out if you're eligible for a Greenhouse home loan
Greenhouse home loans are a great choice (if we say so ourselves)

Property

You’re either buying or refinancing a residential or commercial property.

Location

You’re buying in a capital city or major regional centre.

Loan Type

  • Fixed & Variable rates available.
  • Park extra cash with 100% offset account.

Deposit

You have at least 10% deposit.

Loan Amount

You want to borrow at least $50K, but not more than $3M.

Residency

Australian Citizen or Permanent/Temporary Resident with corresponding VISA living and working in Australia.

Employment

You’re currently employed (PAYG pr self-employed), with an employment length of 6 months (PAYG) and a minimum of 1 year (self-employed).

Perfect Match

Talk to Us

Know what
you’re up for.

When it comes to applying for a home loan, it’s imperative to be prepared and know all of your options – that’s why GreenHouse is here to help. Calculate your repayments, borrowing power, and stamp duty costs using GreenHouse’s fast and simple calculators.

  • Repayments Calculator
  • Borrowing Power
  • Stamp Duty Calculator

Repayments Calculator

Borrowing Power

Stamp Duty Calculator

Why choose
Greenhouse?

GreenHouse believes in providing Australians with home loans that suit their needs. Everyone deserves to find a loan that is personalised to accommodate their lifestyle and financial situation. Find out how the GreenHouse team can help you.

Fast & simple
online application

Get the ball rolling on your home loan in just minutes with a quick and easy online application process.

Local support to
answer your questions

The GreenHouse support team is local to Australia and can assist you with any questions or concerns.

No automatic
credit rejections

Bad credit shouldn’t hold you back – GreenHouse can help you regardless of what your credit score looks like.

100% independent
& unbiased advice

GreenHouse is on your side every step of the way, providing you with honest, professional advice.

Simple application

  1. Apply online

    The application process is fast and easy. Simply click the ‘Apply Online button to get started. Got a question about your application? The GreenHouse support team can help you with any queries.

  2. Find the right loan for you

    We provide you with the right loan once you have submitted your application, our in-house credit team will get to work structuring the perfect loan for your needs. We ensure you are getting the best loan available.

  3. Loan approval

    We pride ourselves on fast response times and quick decision making. You will hear back from a GreenHouse representative about whether your loan application is approved within 24 hours of applying.

Apply online
Request a call back

What our
customers think

August 12

Great service and even better rates. Simple to do it yourself online, and I’ve saved thousand which is paying my investment off much faster.
Thanks Greenhouse!

G Morris
South Melbourne
March 12

Everything was easy, quick, and done online – I like the idea of having a paperless society. Go Paperless!!
These things are never easy and straightforward but Greenhouse simply afforded the opposite experience I found refreshing. Everything was easy, quick, and done online. Massive thanks to Team Greenhouse for facilitating it all and keeping me posted with updates and helping structure my loan. Thanks legends!

PJ Sisla
June 15

Great experience, the team at Greenhouse helped us through the entire process of owning our first home. Good communication and regular updates on the progress of our loan. Thank you to all at Greenhouse.

Hansel Lobo
August 2

Greenhouse mortgages provided us with excellent customer service throughout the whole application process. Their communication was outstanding and we were always kept informed. They were extremely helpful, making the whole process straight forward and stress free. Highly recommended.

Karen Riddle

Who are
Greenhouse?

Greenhouse are a digital home loan provider providing a simple paperless application, fast approvals with low rates and cheaper than the banks.

We provide a full service, matching your needs without fuss or fees. As a non-bank lender, we have access to funding at wholesale rates from a number of financial institutions.

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